Sound Financial is a loan marketplace that connects borrowers with direct lenders. We are not a lender, and we do not make any lending decisions. We do not endorse any particular lender or loan product. Borrowers are under no obligation to use our service or to accept any loan offer from a lender in our network.

Solicitation disclosure: Please note that the loan products offered by lenders in our network are not guaranteed offers. Loan approval is subject to the lender's credit criteria and other requirements. Our website is a solicitation for loans, and we cannot guarantee that you will be approved for a loan or that you will receive a loan with favorable terms. We recommend that you carefully review the terms and conditions of any loan offer that you receive and that you seek advice from a qualified financial advisor before accepting any loan offer.

Short-term credit disclosure: Sound Financial provides access to short-term credit products to eligible borrowers with bad credit. These products are meant to provide short-term relief to borrowers in financial distress (usually for emergencies or unexpected expenses). Short-term credit products typically carry a higher interest rate compared to traditional loans due to their short-term nature and lax credit requirements. Therefore, short-term credit should not be used as a long-term solution to financial problems. Borrowers should consider all other possible options before considering a short-term loan.

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