Can you get a payday loan with DoorDash?

Quick Answer Yes, DoorDash workers can get payday loans if they meet certain requirements set by lenders. These requirements typically include having a bank account and a steady source of income, which could be demonstrated by providing proof of earnings from working for DoorDash.

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Tobi Opeyemi Amure Answer updated on Sep 3, 2023

Fact checked by Doreen Dumesle

Yes, as a DoorDash dasher, you can get a payday loan.

Though, whether or not you can use this kind of "self-employed" — and sometimes extremely unpredictable — income to qualify for things like a payday loan can be a confusing topic. The good news is, you most certainly can!

Learn: Where can I get a payday loan?

Payday loans lenders typically only require a steady income source and a bank account, and your earnings from DoorDash can serve as that income source! Just be sure to tread carefully; payday loans have a reputation for steep APRs. 😲💸

Payday loans are designed to provide you fast cash based on your next payday — the clue being in the name, of course. So, if you're working for DoorDash and need a cash boost to tide you over until your next payday, the money you're making can be considered legitimate income to help you qualify for the loan you need.

Learn: Can Uber drivers get payday loans?

You'll also want to keep in mind that every payday lender has different requirements. Though, generally, you'll need to show:

  • a consistent income (hello, DoorDash 💼)
  • be a US citizen or permanent resident
  • be at least 18 years old
  • have a valid checking account (not always required).

Some payday loan lenders might also do a soft credit check (often to check for major things like recent bankruptcy), but your credit history is not as heavy a factor as your income.

The catch, though, is that payday loans come with high APRs. Payday loans are like a fast food drive-thru for cash — quick and convenient, but often not the healthiest choice for your wallet. 🖐️🍟🚫😩 So, while you can get one as a DoorDash worker, always weigh up the costs before deciding.

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My experience with Sound Financial has been absolutely incredible. I got the quick cash I needed without any hassles. The entire process was simple and transparent.