Can you get a title loan without a driver's license?

Quick Answer Yes, it's possible to get a title loan without a driver's license if you have another form of government-issued photo ID, such as a state ID card or passport. However, some lenders may still require a driver's license as part of their specific requirements.

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Tobi Opeyemi Amure Answer updated on Jun 26, 2023

Fact checked by Doreen Dumesle

Yes, it's possible to get a title loan without a driver's license.

Most lenders will typically accept any form of valid government-issued ID, which doesn't necessarily have to be a driver's license.

To get a title loan, you need to prove your identity. And while a driver's license is the most common way to do this, a passport, a state ID, or a military ID are also often considered acceptable.

Learn: Where can I get a title loan?

Whether you are a licensed driver or not isn't a qualifier for a title loan because eligibility is based primarily on your car's title — not your driving status. So, as long as you own the car outright and have a valid form of ID, you can usually qualify for a title loan.

So, no driver's license? No problem. 👌

However, remember that identification requirements can vary from one lender to another and some may specifically require a driver's license.

It's also worth mentioning that, in addition to an acceptable form of identification, you'll also likely need to provide other documentation, such as: proof of income, proof of residence, proof of insurance (in some cases), and a lien-free car title (in most cases) just to name a few.

Learn: What do I need for a title loan?

So, in short, if you're looking to get a title loan — but don't have a driver's license — check the requirements of different lenders in your area. There may be options available to you!

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